Just because your property is at risk of flooding it doesn't mean that finding great insurance cover should be difficult. We're here to take the strain and when it comes to understanding your flood situation you'll find our service and advice is second to none. Winners of the Chartered Insurance Institutes Building Public Trust Awards 2020, we are recognised as a company that's championing change and public interest around flooding across our industry and the wider public.
We're committed to finding our customers the best deal possible and because we're a specialist flood broker, some of the prices we can offer aren't available anywhere else. We specialise solely in flood insurance which means that we know what's important to our customers and the challenges that they face. Working with more leading insurers than anyone else, we'll have a solution for you whatever your circumstances.
Just because you're looking for a great price it doesn't mean you have to compromise on your cover. With a range of cover options, policy excesses and optional add-ons available, tell us what you want and we'll customise your policy to suit you.
We're committed to finding our customers the best deal possible and because we're a specialist flood broker, some of the prices we can offer aren't available anywhere else. We specialise solely in flood insurance which means that we know what's important to our customers and the challenges that they face. Working with more leading insurers than anyone else, we'll have a solution for you whatever your circumstances.
Just because you're looking for a great price it doesn't mean you have to compromise on your cover. With a range of cover options, policy excesses and optional add-ons available, tell us what you want and we'll customise your policy to suit you.
Services
Great flood insurance cover is just one way that you can mange your flood risk and we've developed some great tools to help our customers be flood aware and prepared.
Our involvement in flood goes well beyond solving peoples flood insurance problems, we're supporting and working within the wider flood community to help.
Not only are we helping people find flood insurance cover we're also making a donation to NFF for every policy that we issue.
I've had a strong connection with water all my life, much of my childhood was spent by the riverside - just opposite Penton Hook Lock on the River Thames.
Our involvement in flood goes well beyond solving peoples flood insurance problems, we're supporting and working within the wider flood community to help.
Not only are we helping people find flood insurance cover we're also making a donation to NFF for every policy that we issue.
I've had a strong connection with water all my life, much of my childhood was spent by the riverside - just opposite Penton Hook Lock on the River Thames.
The Flood Re Scheme is a joint initiative by the Government and the Insurance Industry designed to make flood cover more available, affordable and accessible.
The Flood Re Scheme helps homeowners that have previously flooded or who are in high flood risk areas.
Flood Re operates in the background to provide you with peace of mind, even if you make a flood claim you will never actually need to contact Flood Re.
The simplest way to explain how Flood Re works is to think of it as an insurance policy for your insurer (a re-insurance scheme).
The Flood Re Scheme helps homeowners that have previously flooded or who are in high flood risk areas.
Flood Re operates in the background to provide you with peace of mind, even if you make a flood claim you will never actually need to contact Flood Re.
The simplest way to explain how Flood Re works is to think of it as an insurance policy for your insurer (a re-insurance scheme).
An unoccupied home insurance policy covers you when your home is empty for a prolonged period of time.
Most home insurance policies will only cover you if your home is empty for up to 30 days some will however offer longer periods of cover.
Unoccupied homes are very different to occupied residential homes including being at a higher risk of structural damage than an occupied property for example, if a pipe bursts there would be no-one at the property to quickly notice it and manage repairs.
Cover for flood would be something that you would typically expect to be included in an unoccupied policy, however if your property is located in a high risk area or has previously flooded then this could be something many insurers will not provide cover for.
Most home insurance policies will only cover you if your home is empty for up to 30 days some will however offer longer periods of cover.
Unoccupied homes are very different to occupied residential homes including being at a higher risk of structural damage than an occupied property for example, if a pipe bursts there would be no-one at the property to quickly notice it and manage repairs.
Cover for flood would be something that you would typically expect to be included in an unoccupied policy, however if your property is located in a high risk area or has previously flooded then this could be something many insurers will not provide cover for.
A flood excess policy covers the full amount of any flood excess you may have to pay if you make a flood claim under another insurance policy.
Having a flood excess on your policy can be a really comprehensive and cost effective insurance solution.
If you would like to find out more about Flood Excess Insurance or get a quote call one of our team on 01832 770770 or Get a Quote.
Having a flood excess on your policy can be a really comprehensive and cost effective insurance solution.
If you would like to find out more about Flood Excess Insurance or get a quote call one of our team on 01832 770770 or Get a Quote.
The extreme weather events over the past couple of years have seen an increasing number of insurers no longer wanting to provide cover for let residential and commercial properties that have previously flooded or are in high flood risk areas.
Even as a specialist flood insurance broker we're reliant on insurers being willing to offer cover for high flood risk and previously flooded properties, and there are very few that are willing to do so.
Whilst we do work with specialist insurers that are sometimes able to offer cover for let properties, premiums are often prohibitively expensive.
Even as a specialist flood insurance broker we're reliant on insurers being willing to offer cover for high flood risk and previously flooded properties, and there are very few that are willing to do so.
Whilst we do work with specialist insurers that are sometimes able to offer cover for let properties, premiums are often prohibitively expensive.
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