Chadwick Insurances
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Chadwick Insurances
Not all insurance policies are identical and is essential that you check to ensure that your policy cover matches your expectations. As a professional insurance advisor we will assist you in comparing your business risk exposures against the insurance policy terms and conditions. We are a Financial Conduct Authority (FCA) authorised and regulated insurance broker based in Blackpool providing tailored insurance programmes and offering risk advice to protect businesses.

Our staff are equipped to work remotely and we will maintain our usual opening hours, to ensure that the high standards of customer service that you currently receive are maintained. We can be contacted by telephone or via email. All efforts are being made to help safeguard the health of our employees and their families, but this will not affect our ability to conduct business.
Services
Chadwick Insurances was established in 1984 and is under the leadership of the Managing Director, Gareth Chadwick.
The business has been built on our reputation for excellent customer service and attention to detail, delivering real satisfaction through the highest quality performance.
This is reflected in the long and established relationships that we have with our existing clients and the recommendations we receive.
As a dynamic, growing business we are dedicated to providing risk protection and insurance programmes for our customers.
Our team is dedicated to providing you with Professional Advice and Outstanding Customer Service.
Gareth has worked in the business for over 20 years and is the Managing Director.
He oversees the day to day operation of the company.
Gareth works closely with Insurers to ensure that we have the Products to meet our clients' needs.
He is actively involved in client management and specialises in Commercial Business working with clients to ensure that they keep on top of the key challenges they face.
Combining all your business insurance into one policy is both convenient and more cost effective.
We recognise the demanding requirements of legislation facing contractors and our aim is to ensure that cover meets with your requirements, including your Public Liability, Employers Liability and Contractors All Risks.
The policy provides cover for loss of or damage to contract works in the course of transit, at the contract site and during the maintenance period.
If required by contract, extensions can be provided for indemnity to multiple insureds such as sub-contractors.
There are believed to be over 200 ways of breaching the law in the Companies Act alone for which a director can be prosecuted.
Legal actions against Directors are not just restricted to shareholders but could also include creditors, competitors, customers, employees, regulators or government agencies.
We work with the specialist insurers to ensure that directors' personal assets are protected in the event of such legal actions.
If your business does not have this cover, the directors and officers face the burden and cost in defending themselves against such exposures as disqualification from holding the position of director, civil proceedings or criminal prosecution arising out of wrongful acts.
This policy protects you from loss resulting from interruption or interference with the business carried on by you at the premises as a result of damage to property.
Business Interruption insurance (B.I.) can be issued as a separate stand-alone policy but is more usually insured together with the material damage cover or as a section in a commercial combined policy.
Although much of B.I. insurance is written on a Gross Profit basis, there are other forms of cover which are tailored to circumstances or to the needs of certain types of business.
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