We help people obtain competitive quotes and provide independent advice on Key Man and other Insurance Policies from the UK's leading insurers. We are a specialist independent insurance broker who provides free quotes, information and advice, usually via email. We focus on advising business owners, directors and their representatives on Key Man, Shareholder and Relevant Life Insurance.
Most websites offering Key Man Insurance advice are in fact just lead generating sites who collect your information and sell it on. We are long established brokers who offer a personal service that provides a thorough market and advice perspective. We will provide you with the quotes and information you need to make an informed decision and choice in your own time.
Duncan, with considerable patience and expertise, guided us through some difficult issues for four of our directors to get the necessary insurances in place to protect them and their business. We would heartily recommend him to other businesses and individuals looking at this specialist area of insurance.
Most websites offering Key Man Insurance advice are in fact just lead generating sites who collect your information and sell it on. We are long established brokers who offer a personal service that provides a thorough market and advice perspective. We will provide you with the quotes and information you need to make an informed decision and choice in your own time.
Duncan, with considerable patience and expertise, guided us through some difficult issues for four of our directors to get the necessary insurances in place to protect them and their business. We would heartily recommend him to other businesses and individuals looking at this specialist area of insurance.
Services
We have helped thousands of people compare quotes for Key Man Insurance Policies from the UK's leading insurers.
The quotation and advice service is completely FREE & you are under no obligation to purchase.
As an Independent Insurance Broker, we provide a friendly, personal and FEE FREE service that includes information, advice and quotes for Business Protection products.
These include Key Man Insurance, Relevant Life Insurance, Shareholder, Partnership and Income Protection.
We also offer the same service for individuals or families looking for Life Insurance, Critical Illness Insurance, Income Protection, Mortgage Protection as well as many other insurance products.
The quotation and advice service is completely FREE & you are under no obligation to purchase.
As an Independent Insurance Broker, we provide a friendly, personal and FEE FREE service that includes information, advice and quotes for Business Protection products.
These include Key Man Insurance, Relevant Life Insurance, Shareholder, Partnership and Income Protection.
We also offer the same service for individuals or families looking for Life Insurance, Critical Illness Insurance, Income Protection, Mortgage Protection as well as many other insurance products.
If you're a company director and you have life insurance in place to protect your family, you could be paying more tax than you need to.
Relevant Life Policies are a way of providing death in service benefits on an individual basis no matter how small your business is.
They are not classed as a 'benefit in kind' so no tax is payable on the premiums.
In most cases the benefits are paid free of inheritance tax - provided the benefits are payable through a discretionary trust.
Although the company pays the premiums, they are not normally assessable to income tax on the employee as a benefit in kind.
Relevant Life Policies are a way of providing death in service benefits on an individual basis no matter how small your business is.
They are not classed as a 'benefit in kind' so no tax is payable on the premiums.
In most cases the benefits are paid free of inheritance tax - provided the benefits are payable through a discretionary trust.
Although the company pays the premiums, they are not normally assessable to income tax on the employee as a benefit in kind.
In the interests of financial security, business stability and continuity, it is essential for private limited companies to provide a safety net following the death of a shareholder.
Shareholder Protection is usually put in place to ensure that, on the death of a shareholder, their shares are available for the other directors to buy and there is sufficient cash available to buy the shares.
Placing these life insurance policies in trust so that any payout is available to the remaining shareholders without any tax implication.
Shareholder Protection is usually put in place to ensure that, on the death of a shareholder, their shares are available for the other directors to buy and there is sufficient cash available to buy the shares.
Placing these life insurance policies in trust so that any payout is available to the remaining shareholders without any tax implication.
Very similar to Shareholder protection and is usually put in place to ensure that, on the death of a partner, their share of the business is available for the other partners to buy and there is sufficient cash available to do this.
Is a generic term covering a range of insurance products that protect individuals and their families from a loss of income caused by extended periods of sickness or disability.
Because it is important to set this up correctly and ensure you get paid in the event of a claim, it requires personal advice based on your income, job, sick pay etc.
Is a generic term covering a range of insurance products that protect individuals and their families from a loss of income caused by extended periods of sickness or disability.
Because it is important to set this up correctly and ensure you get paid in the event of a claim, it requires personal advice based on your income, job, sick pay etc.
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