H3 Health Insurance
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H3 Health Insurance
H3 Health Insurance is Northern Ireland's first local provider of private medical insurance. Since launching in 2010, H3 Health Insurance has grown to quickly establish itself as a leading provider of niche health insurance products for UK individuals and businesses.

We offer a wide range of health insurance products which have been tailored to meet the needs of the local public, to help employers reduce and manage sickness absence, and to enable individuals and employees to avoid unnecessary waits and to get access to medical treatment.

Based in Belfast, our expert team is best placed to provide you and your employees with quick access to over 500 local specialists, NHS and private medical facilities in Northern Ireland, and an extensive range of specialists and facilities throughout the UK.Key to our success and growth has been our ongoing attitude to innovating new products, and introducing new concepts to private medical insurance.

H3 Health Insurance members can, therefore, enjoy the benefits of value-added unique cover features as well as the comprehensive cover that you would expect from a quality healthcare provider.
Services
H3 health insurance provides protection for you when you need it most.
If you have a concern about your health, the last thing you want to be doing is waiting for weeks or months to find out what is wrong and to access treatment.
Our friendly and knowledgeable claims team are there to guide you through the claims process by liaising with your treatment providers, ensuring rapid access to the care you need when you need it most.
Our unique Minor Injuries* cover enables you to bypass long waits in crowded A&E departments, instead you can be seen within minutes in Kingsbridge Private Hospital, Belfast.
Health insurance can be a confusing business and it can be difficult to find the information you need in a format you can understand.
We have therefore provided the answers to some of the most commonly asked questions below and we have friendly staff happy to answer any questions you might have which are not covered here, simply call us on 02890 469990.
An acute condition is a disease, illness or injury that is likely to respond quickly to treatment that aims to return you to the state of health you were in immediately before suffering the disease, illness or injury, or which leads to your full recovery.'
Please read the following disclaimer before proceeding: This is a claim notification service and does not replace the requirement for pre-authorisation as detailed in your policy/rules document.
Should your condition deteriorate before you are contacted by us, we recommend that you go to your nearest accident and emergency department or contact your GP service.
Please do not arrange any treatment or appointments without prior authorisation from H3 Health Insurance as failure to do so may result in a claim not being paid.
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