P & W Insurance Group
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P & W Insurance Group
Over that time, as a respected commercial insurance broker, we have built up a long-standing and very loyal client bank.

Being based on the Hampshire / Surrey border (map) our most local clients tend to come from the Aldershot, Farnham, Fleet, Farnborough and Guildford areas although because we are close to good road and rail links - not to mention Farnborough International Airport - a large number of our commercial insurance clients come from London and as well as much further a field, including some with interests abroad.

We are first and foremost a 'business' broker dealing with commercial insurance although our clients are often surprised to learn that we also offer all of the more mainstream insurances such as household, private car and travel - usually underwritten by the brand name providers (Allianz - Zurich), Lloyds of London or even by specialist insurers.

By using state of the art software and quoting systems, depending on the type of policy involved, we can help you to choose from literally hundreds of different policies - that way you can be assured that it's the right policy for you and at the right price.
Services
When it comes to commercial insurance, there's no magic formula.
The insurance market is constantly changing and so it is not uncommon to see a policy taken out just last year becoming much more restrictive or significantly more expensive at renewal - we try to ensure that doesn't happen.
Below is just a snapshot of the types of commercial and business clients we act for.
Irrespective of whether or not your particular trade or profession is listed, by all means contact us because the chances are, we can help.
If you don't like the idea of putting all your eggs in one basket, you can choose to take out separate buildings and contents cover.
However, if a combined policy is more attractive to you, then we can arrange that instead.
For householders with higher than average asset worth, policies can be tailored to suit individual requirements -some of which can be extended to include cover for items such as students' belongings away from home, travel cover and the family's vehicles - all in the one policy.
With the aid of state of the art quoting software P & W can search the insurance market and help you choose cover for your car, your motorcycle, your van or even your cherished classic car.
Once the appropriate product has been found, our systems allow for many policies to be transacted by EDI (Electronic Data Interchange) which means that insurance cover can be confirmed immediately.
It also means that the policy documents can be produced virtually instantaneously, which is a real benefit to our clients and one that is always very welcome.
We offer cover from a prominent travel and holiday insurer on either a 'single trip' or annual 'multi-trip' basis.
Depending on circumstances, winter sports cover is also available.
Whichever policy you choose, cover can normally be tailored to suit either European, Australasian or Worldwide destinations.
You can also choose from two different levels of insurance - Standard or Premier.
Both are very comprehensive although as you might expect, Premier offers even more generous limits and levels of cover etc.
Hacking, Phising, Spoofing, Malware, Ransomware, to name a few.
We've all heard of them although too many businesses either choose to ignore them or take inadequate protection against them.
Some industry experts believe that there are effectively two kinds of businesses; those that have been cyber attacked and those that are yet to be.
A recent study indicated that for small and medium sized businesses the average cost of the worst cyber security breaches was anywhere between J75000 and J300000.
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