You wouldn't go to a mechanic who didn't know a socket wrench from a screwdriver, so why would you come to an insurance company who doesn't know their field inside out? At Towergate, we keep our finger on the pulse of the insurance world and constantly seek out ways to innovate and better serve our customers. You'll always know where you stand with us.
We promise to give you all the information you need before you buy your policy, while you hold a policy with us and - crucially - when you need to claim. We work with a wide variety of professional bodies, organisations and key groups that live and breathe the values of our communities. Whether that's in the world of business, caring professions, boats, the military or simply insurance, our relationships are there to enhance your experience with Towergate.
Our customers live and breathe the things they need to insure with us, and so do we. From knowing the difference between types of boat, to understanding your unique business, or celebrating the care industry through our annual Towergate Care Awards - we are constantly involved in our communities.
We promise to give you all the information you need before you buy your policy, while you hold a policy with us and - crucially - when you need to claim. We work with a wide variety of professional bodies, organisations and key groups that live and breathe the values of our communities. Whether that's in the world of business, caring professions, boats, the military or simply insurance, our relationships are there to enhance your experience with Towergate.
Our customers live and breathe the things they need to insure with us, and so do we. From knowing the difference between types of boat, to understanding your unique business, or celebrating the care industry through our annual Towergate Care Awards - we are constantly involved in our communities.
Services
Our boat insurance policies take into account a number of factors including the size, value and use of your craft.
Find out more details below.
Our boat cover can be tailored to suit your needs, depending on the type of craft you have and what you will be using it for.
Accidental damage is available across our policies to protect you from bumps and scrapes.
Watch our guide to the types of motor craft we can insure, to help you understand what is the right cover for you.
Read our guide to buying boat insurance, for both first-time craft owners and those looking to renew their policy.
Find out more details below.
Our boat cover can be tailored to suit your needs, depending on the type of craft you have and what you will be using it for.
Accidental damage is available across our policies to protect you from bumps and scrapes.
Watch our guide to the types of motor craft we can insure, to help you understand what is the right cover for you.
Read our guide to buying boat insurance, for both first-time craft owners and those looking to renew their policy.
Be 'marina ready' with 5 million in third-party motor boat liability cover.
This excludes employees and marine trade workers, fare paying passengers, water skiers, parascenders and divers.
Third-party liability for water skiers and towing of toys can be added as an optional extra.
Do you customise your craft to meet your specific needs, but feel uneasy as to whether or not you're adequately insured?
That's why we offer an 'agreed value' cover option (as opposed to market value) for your special-build motor boats.
This excludes employees and marine trade workers, fare paying passengers, water skiers, parascenders and divers.
Third-party liability for water skiers and towing of toys can be added as an optional extra.
Do you customise your craft to meet your specific needs, but feel uneasy as to whether or not you're adequately insured?
That's why we offer an 'agreed value' cover option (as opposed to market value) for your special-build motor boats.
Yacht and catamaran liability whilst racing is covered as standard.
Our optional 'Racing Risks' extension provides cover for damage to masts, spars, sails and rigging on a new for old value basis.
Whatever your yachting style is, you can be 'marina and race-ready' with up to 5 million in liability cover.
Exclusions include, employees and marine trade workers, fare paying passengers, water skiers, parascenders and divers.
For more complex claims, a specialist handler will be assigned to manage your yacht or catamaran claim.
Our optional 'Racing Risks' extension provides cover for damage to masts, spars, sails and rigging on a new for old value basis.
Whatever your yachting style is, you can be 'marina and race-ready' with up to 5 million in liability cover.
Exclusions include, employees and marine trade workers, fare paying passengers, water skiers, parascenders and divers.
For more complex claims, a specialist handler will be assigned to manage your yacht or catamaran claim.
Be 'slipway and launch ready' with 5 million in third-party jet ski liability cover.
This excludes employees and marine trade workers, fare paying passengers, water skiers, parascenders and divers.
To save you time, our online quote and buy system is tailored to your craft type, only asking the questions that are relevant to jet ski owners.
You can get in touch to let us know about a claim 24/7, so you can get back out on the water as soon as possible.
Photographs of any damage will help your claim along, so try to grab a few snaps to send us.
This excludes employees and marine trade workers, fare paying passengers, water skiers, parascenders and divers.
To save you time, our online quote and buy system is tailored to your craft type, only asking the questions that are relevant to jet ski owners.
You can get in touch to let us know about a claim 24/7, so you can get back out on the water as soon as possible.
Photographs of any damage will help your claim along, so try to grab a few snaps to send us.
Caravan insurance offers you financial protection against loss or damage to your caravan.
Whether you've got a touring caravan, or own a static caravan or park home, we can protect your investment from a wide range of eventualities.
Whilst caravan insurance is not a legal requirement it is important to note that your car insurance may only offer a basic level of third-party liability for your trailer tent or touring caravan.
If you own a static caravan many holiday parks will ask that you have at least a basic level of caravan liability insurance if you want to keep your caravan there.
Whether you've got a touring caravan, or own a static caravan or park home, we can protect your investment from a wide range of eventualities.
Whilst caravan insurance is not a legal requirement it is important to note that your car insurance may only offer a basic level of third-party liability for your trailer tent or touring caravan.
If you own a static caravan many holiday parks will ask that you have at least a basic level of caravan liability insurance if you want to keep your caravan there.
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