ESMI makes personal insurance clear and hassle-free. Quote and buy affordable cover online in minutes, all with no medical exams or medical questions. We promise no annoying cold-calls and your policy documents are issued the same day by email. Claim 50% of your life insurance benefit early if you are diagnosed with one of 8 serious illnesses. Safeguard your income for up to 6 months in the event of work absence longer than 30 days.
Services
Our mission is to help more people in the UK secure cover regardless of their financial situation or health condition and to create increased awareness of the importance of protection.
Our founder created ESMI solely out of the desire for the people of the UK to have easier and greater access to affordable, sensible protection products.
We firmly believe in treating customers fairly, and with us, the customer is always right!
Claim 50% of your life insurance benefit early if you are diagnosed with one of 8 serious illnesses.
Our founder created ESMI solely out of the desire for the people of the UK to have easier and greater access to affordable, sensible protection products.
We firmly believe in treating customers fairly, and with us, the customer is always right!
Claim 50% of your life insurance benefit early if you are diagnosed with one of 8 serious illnesses.
We distribute our life cover in partnership with IOMA Group, who have had a long lasting reputation of bringing innovative products to the market since 1971.
Many insurers ask you lengthy medical questions, want to speak with your GP, and ask you to undergo a medical exam.
We don't ask for any of this with our insurance.
We guarantee to accept you instantly online if you are age 18-50 and live in the United Kingdom.
It's that simple with ESMI.
Life Insurance is an affordable way to help financially protect your loved ones.
Many insurers ask you lengthy medical questions, want to speak with your GP, and ask you to undergo a medical exam.
We don't ask for any of this with our insurance.
We guarantee to accept you instantly online if you are age 18-50 and live in the United Kingdom.
It's that simple with ESMI.
Life Insurance is an affordable way to help financially protect your loved ones.
We distribute our life cover in partnership with IOMA Group, who have a long-lasting reputation for bringing innovative products to the market since 1971.
Many insurers ask you lengthy medical questions, want to speak with your GP, and ask you to undergo a medical exam.
We don't ask for any of this with our insurance.
We guarantee to accept you instantly online if you are age 18-50 and live in the United Kingdom.
It's that simple with ESMI.
There are no waiting periods with ESMI.
You are covered for the full amount as soon as your policy starts, even for accidental death or sudden illness.
Many insurers ask you lengthy medical questions, want to speak with your GP, and ask you to undergo a medical exam.
We don't ask for any of this with our insurance.
We guarantee to accept you instantly online if you are age 18-50 and live in the United Kingdom.
It's that simple with ESMI.
There are no waiting periods with ESMI.
You are covered for the full amount as soon as your policy starts, even for accidental death or sudden illness.
We distribute this insurance in partnership with Canopius who are one of the top 10 insurers in the Lloyd's market with over $1.2 billion in premiums underwritten in 2017.
Many insurers ask you lengthy medical questions, want to speak with your GP, and ask you to undergo a medical exam.
We don't ask for any of this with our insurance.
We guarantee to accept you instantly online if you are age 18-61 and live in England, Scotland or Wales.
Our Sick Pay Insurance really is that simple.
There are no waiting periods with ESMI.
Many insurers ask you lengthy medical questions, want to speak with your GP, and ask you to undergo a medical exam.
We don't ask for any of this with our insurance.
We guarantee to accept you instantly online if you are age 18-61 and live in England, Scotland or Wales.
Our Sick Pay Insurance really is that simple.
There are no waiting periods with ESMI.
Thank you for your interest in ESMI, we hope that you find the information you are looking for below.
This will allow us to assign an ESMI customer to your brokerage, and pay commission accordingly automatically.
We pay commission on a residual basis, which means you will earn income off an ESMI policy every month for as long as the policy remains in force, for a total of up to 50 years.
We will provide you with online sales literature to pass on to your customers to help them make a decision on the right level of cover for them.
This will allow us to assign an ESMI customer to your brokerage, and pay commission accordingly automatically.
We pay commission on a residual basis, which means you will earn income off an ESMI policy every month for as long as the policy remains in force, for a total of up to 50 years.
We will provide you with online sales literature to pass on to your customers to help them make a decision on the right level of cover for them.
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