We specialise in providing you with quality, professional financial advice that you can trust. Whatever your particular requirements, whether it be a mortgage, remortgage, buy to let, or protection against accident, sickness or death we can ensure that we find the best solution for you. Why not Contact us to have a no obligation discussion and make sure you get the right advice.
We can search through a range of policies to find the one that suits you best from our extensive list of insurers. So this year leave the shopping to us, as just one phone call could find the best cover and price for you. Quite often you hear 'it could never happen to me' or 'I'll sort it out later'. Well the old maxim of "failing to plan is planning to fail" is no better suited to the ignoring of crucial decisions on protection.
Please note that the calculators are for guidance purposes only and do not represent the actual amount that will be payable. We normally charge a fee for mortgage advice, however this will be dependent on your circumstances, our typical fee is 399.
We can search through a range of policies to find the one that suits you best from our extensive list of insurers. So this year leave the shopping to us, as just one phone call could find the best cover and price for you. Quite often you hear 'it could never happen to me' or 'I'll sort it out later'. Well the old maxim of "failing to plan is planning to fail" is no better suited to the ignoring of crucial decisions on protection.
Please note that the calculators are for guidance purposes only and do not represent the actual amount that will be payable. We normally charge a fee for mortgage advice, however this will be dependent on your circumstances, our typical fee is 399.
Services
We are dedicated to creating a meaningful, long-term relationship with you that is based on understanding, knowledge and commitment to progress.
We are a company of action: proactive, professional and committed to creating long-term success and financial progression for you, our client.
We understand that everyone's different, and that's why our financial planning approach is as individual as you.
We know the financial side of life can be complex and that's why we work hard to get to know you and your aspirations through careful life planning and consultation.
We are a company of action: proactive, professional and committed to creating long-term success and financial progression for you, our client.
We understand that everyone's different, and that's why our financial planning approach is as individual as you.
We know the financial side of life can be complex and that's why we work hard to get to know you and your aspirations through careful life planning and consultation.
We are dedicated to creating a meaningful, long-term relationship with you that is based on understanding, knowledge and commitment to progress.
John has been in the financial services industry for 30 years helping clients and their families achieve their goals.
He worked for the first 18 years for Prudential Assurance (The Man from the PRU), and has been involved in all types of mortgages both residential and commercial along with the relevant protection advice.
John is Married with 3 children and lives in Midlothian, his main sporting interest is sailing.
John has been in the financial services industry for 30 years helping clients and their families achieve their goals.
He worked for the first 18 years for Prudential Assurance (The Man from the PRU), and has been involved in all types of mortgages both residential and commercial along with the relevant protection advice.
John is Married with 3 children and lives in Midlothian, his main sporting interest is sailing.
Buying a property can be the biggest decision made in our lives.
It is for this very reason that impartial advice is critical from competent and qualified advisers.
Whether you are a first time buyer, buying your next home, looking to remortgage or even purchase a second home.
This is where our advisers excel.
Be reassured that our style is to guarantee reliable mortgage advice appropriate to any individual that makes contact with us.
We normally charge a fee for mortgage advice, however this will be dependent on your circumstances, our typical fee is 399.
It is for this very reason that impartial advice is critical from competent and qualified advisers.
Whether you are a first time buyer, buying your next home, looking to remortgage or even purchase a second home.
This is where our advisers excel.
Be reassured that our style is to guarantee reliable mortgage advice appropriate to any individual that makes contact with us.
We normally charge a fee for mortgage advice, however this will be dependent on your circumstances, our typical fee is 399.
Buying a house is one of the most important purchases you will make, and buying a home for the first time will be an even more daunting prospect.
Add to this the vast array of mortgage products available from a wide range of sources and you could be left with a high-stress, confusing decision.
To help you with making the right decision we have put together 10 top tips for you.
Ensure that you are realistic when working out exactly how much you can afford to spend on your new house.
You should ensure the intended mortgage is affordable (by doing a budget calculation) and it is wise to seek a Decision in Principle certificate, so that you know how much you can offer once you have found a suitable property.
Add to this the vast array of mortgage products available from a wide range of sources and you could be left with a high-stress, confusing decision.
To help you with making the right decision we have put together 10 top tips for you.
Ensure that you are realistic when working out exactly how much you can afford to spend on your new house.
You should ensure the intended mortgage is affordable (by doing a budget calculation) and it is wise to seek a Decision in Principle certificate, so that you know how much you can offer once you have found a suitable property.
When you remortgage, you are switching your mortgage to another deal, and frequently, another lender.
Remortgages can be used for various reasons.
However, most people simply switch mortgages because it will work out cheaper for them.
For example, the introductory discounted interest rate may have finished with your current lender; therefore you could potentially get a new discount rate, or a lower APR, with another lender.
Another example is when you may need to re-mortgage to consolidate debts.
Remortgages can be used for various reasons.
However, most people simply switch mortgages because it will work out cheaper for them.
For example, the introductory discounted interest rate may have finished with your current lender; therefore you could potentially get a new discount rate, or a lower APR, with another lender.
Another example is when you may need to re-mortgage to consolidate debts.
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