Never pay more than you need to. Complete peace of mind with our 30 day price promise to beat any like for like quote from your bank, financial advisor or quotes direct from a provider. Our experts can help you place your policy in trust meaning no inheritance tax bills for your loved ones. We can ask you just 5 medical questions to see if you qualify for a guaranteed Life Insurance policy.
If you do, you can be covered in a few short minutes with no further medical questions to answer. Life Insurance will typically pay out a lump sum if you die or are diagnosed with a terminal illness. The money can then be used to replace lost income, pay off a mortgage or cover funeral expenses. Not everyone needs Life Insurance but if your partner, children or a relative relies on your income to cover your mortgage, rent or living expenses then you probably want to look into it.
Similarly if you are relied upon to look after your children then you may need it too as if you're not around it could increase childcare costs or result in your partner working and earning less.
If you do, you can be covered in a few short minutes with no further medical questions to answer. Life Insurance will typically pay out a lump sum if you die or are diagnosed with a terminal illness. The money can then be used to replace lost income, pay off a mortgage or cover funeral expenses. Not everyone needs Life Insurance but if your partner, children or a relative relies on your income to cover your mortgage, rent or living expenses then you probably want to look into it.
Similarly if you are relied upon to look after your children then you may need it too as if you're not around it could increase childcare costs or result in your partner working and earning less.
Services
The world is changing.
Life Insurance wasn't.
The big banks and yes some insurance brokers will have you believe Life Insurance is all very complicated and technical when it really isn't.
You see with term Life Insurance, your loved ones will get a lump sum if you die during the policy term.
So you can use this to protect things over a period of time, like your mortgage, or your kids until they are financially independent for example.
Or if you want to cover something like your funeral you can take a more expensive Whole of Life Insurance, so there is no term - when you die it pays out.
Life Insurance wasn't.
The big banks and yes some insurance brokers will have you believe Life Insurance is all very complicated and technical when it really isn't.
You see with term Life Insurance, your loved ones will get a lump sum if you die during the policy term.
So you can use this to protect things over a period of time, like your mortgage, or your kids until they are financially independent for example.
Or if you want to cover something like your funeral you can take a more expensive Whole of Life Insurance, so there is no term - when you die it pays out.
We are covered by the FSCS.
You may be entitled to compensation from the scheme if we cannot meet our obligations.
This depends on the type of business and the circumstances of the claim.
Insurance advising and arranging is covered for 100% of the claim, without any upper limit.
Further information about compensation scheme arrangements is available from the FSCS.
The guidance contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
You may be entitled to compensation from the scheme if we cannot meet our obligations.
This depends on the type of business and the circumstances of the claim.
Insurance advising and arranging is covered for 100% of the claim, without any upper limit.
Further information about compensation scheme arrangements is available from the FSCS.
The guidance contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Family Life Insurance is designed to provide your family with a lump sum should the worst happen.
This can help with mortgage or rent, replace lost income and help with the costs of bringing up children.
I've looked to buy life insurance online for a while and had been to a few sites but the long process put me off.
After deciding upon which direction to take when the time came, I searched through many websites that offered what I was looking for.
I decided on sun life because of the simple straight forward method of securing a plan and the result of doing so, including all the expected relevant information required to ease the path.
This can help with mortgage or rent, replace lost income and help with the costs of bringing up children.
I've looked to buy life insurance online for a while and had been to a few sites but the long process put me off.
After deciding upon which direction to take when the time came, I searched through many websites that offered what I was looking for.
I decided on sun life because of the simple straight forward method of securing a plan and the result of doing so, including all the expected relevant information required to ease the path.
We are experts in finding people diagnosed with Type 1 or Type 2 diabetes Life Insurance at the best possible price.
Due to our expertise and excellent relationships with the UK's biggest providers we have been able to source many of our diabetic customers Life Insurance with no or little increase in their monthly premium.
The final price you will pay could depend on your diabetic readings as well as any associated complications or medications.
Our experts will compare the leading insurers for you with a focus on the actual price you will pay rather than than a pre-underwritten headline cost.
Due to our expertise and excellent relationships with the UK's biggest providers we have been able to source many of our diabetic customers Life Insurance with no or little increase in their monthly premium.
The final price you will pay could depend on your diabetic readings as well as any associated complications or medications.
Our experts will compare the leading insurers for you with a focus on the actual price you will pay rather than than a pre-underwritten headline cost.
Guaranteed acceptance for UK residents aged 50 to 85 with no medical questions.
With some over 50s life insurance plans you could pay more in total than the plan pays out on your death.
Your amount of insurance is fixed when your plan starts meaning inflation will, over time, reduce the value of the cash sum of your plan.
If you die in the first 6, 12 or 24 months (depending on the provider) the plan may only pay out the premiums you've paid.
This is not a savings or investment product and has no cash value until a valid claim is made.
With some over 50s life insurance plans you could pay more in total than the plan pays out on your death.
Your amount of insurance is fixed when your plan starts meaning inflation will, over time, reduce the value of the cash sum of your plan.
If you die in the first 6, 12 or 24 months (depending on the provider) the plan may only pay out the premiums you've paid.
This is not a savings or investment product and has no cash value until a valid claim is made.
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