Short Term Van Insurance
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Do you need a van for a holiday, to help you move to a new place, or for some other temporary reason? If you are considering borrowing someone else's van for a short period, consider what would happen if you were to get into an accident. Would your regular vehicle insurance cover you? Even if you are covered you risk losing your no-claims bonus.

If you only need to drive a van for a limited period of time, then there is no need to have a permanent van insurance policy if you need a van for just 1 week, 2 or 3 weeks, or a month, 2 months, 3 months, 6 months or even more.By purchasing a short term or temporary van insurance policy, you can use this cover without making any claims on your main vehicle insurance.

You can pay for temporary van insurance for a specific term usually between 1 and 28 days, or you can pay as you go, with cover from one month to eight months and you can have the choice of third party or comprehensive insurance too. Short term and temporary van insurance can apply to any van that the policy owner drives.
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Of course, not all short van insurance companies are equal.
You will find a wide range of possibilities in terms of pricing, quality of service, reliability, etc.
The rate structure can vary quite widely from company to company.
Some policies will allow you to use the certificate insurance to tax the vehicle, which is subject to acceptance by the DVLA/Post Office.
There can be different policies as to additional drivers and/or additional vehicles.
If the drivers of the van will be from foreign countries with foreign driver's licences, you should check to make sure they are covered.
One of the great things about short term van insurance is the availability of this product online.
You can easily get quotes, download documents and proof of cover all from the comfort of your personal computer.
Protects your no-claims bonus - with a short term van insurance policy you are not at risk of losing any no-claims discounts on existing vehicle policies.
Insures extra drivers - you can insure friends, family and others driving with you on a trip, or someone looking to take a test drive of your own van.
Temporary and short term van insurance can vary from one company to another.
You should read the policy carefully to make sure you are fully aware of what is covered, and what extra charges might apply.
The general types of policies available are one day, temporary and third party or comprehensive cover.
One day policies provide cover for 24 hours.
Temporary policies cover a period from one to 28 days and monthly policies are available for between one month and eight months.
The third party option protects you from third party claims, while a comprehensive policy provides full cover.
Short term van insurance policies will vary according to the company that offers the policy.
Also, each company may offer different policies that will include graded levels of cover.
You should always carefully read through the entire policy to make sure that all the protection you require is included.
Do not assume that just because something is listed in a document that cover is provided.
There may be a clause stating that such an item must be specially requested.
Also, look carefully for exceptions to each type of cover provided.
Short term car insurance gives you the option of insuring a car or light van for any period between just one single day up to 28 days maximum (there is also a month by month policy available for between one month and eight months, details available here).
Policies are usually available for both fully comprehensive and third party only cover and, like most conventional policies, the extra that is charged for comprehensive cover may be considered by many people to be very reasonable because the biggest expense that car insurance companies face is not so much repairing their clients' cars but paying for the damage to other property and, much worse, other people in the event of an accident.
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