My name is Danielle Foord and I am a Mortgage Adviser with over 20 years financial services experience. During this time, I have built up a wealth of knowledge and skills which, along with my customer focused attitude, allow me to offer an appropriate service for my clients. As a client of Key Financial Solutions you will have access to a comprehensive range of mortgage products from across the market.
Key Financial Solutions are not tied to any lender or institution and offer impartial and easy to understand expert advice to suit your individual circumstances. My assistant Lindsay Hand has over 15 years mortgage processing experience and is on hand to process your applications with minimal delays. Arranging your mortgage is only part of the service that you can expect from Key Financial Solutions.
Once your mortgage has been agreed, I want to ensure that if the worst were to happen then you and your loved ones will be fully protected and are able to keep your home. I will therefore carry out a full protection review and make recommendations specific to your needs and within your agreed budget.
Key Financial Solutions are not tied to any lender or institution and offer impartial and easy to understand expert advice to suit your individual circumstances. My assistant Lindsay Hand has over 15 years mortgage processing experience and is on hand to process your applications with minimal delays. Arranging your mortgage is only part of the service that you can expect from Key Financial Solutions.
Once your mortgage has been agreed, I want to ensure that if the worst were to happen then you and your loved ones will be fully protected and are able to keep your home. I will therefore carry out a full protection review and make recommendations specific to your needs and within your agreed budget.
Services
By maintaining relationships with estate agents, lenders and solicitors our aim is to make the whole process run as smoothly as possible.
If it is a remortgage that you are looking for then you can rest assured that Key Financial Solutions will eliminate any of the stress and hassle by securing mortgage deals prior to your current deal ending and dealing with the paperwork on your behalf.
As part of our ongoing relationship, you can rest assured that you will be contacted at least 3 months before your existing mortgage deal ends in order to carry out a financial review and look at remortgage options if it is suitable for your circumstances at that time.
If it is a remortgage that you are looking for then you can rest assured that Key Financial Solutions will eliminate any of the stress and hassle by securing mortgage deals prior to your current deal ending and dealing with the paperwork on your behalf.
As part of our ongoing relationship, you can rest assured that you will be contacted at least 3 months before your existing mortgage deal ends in order to carry out a financial review and look at remortgage options if it is suitable for your circumstances at that time.
No amount of money can ever compensate for the loss of a loved one.
However, whilst it cannot ease the pain, cash from a life insurance policy can help with the financial difficulties that can often arise as a result.
A life insurance policy pays out a tax free lump sum if you die during the term of the policy.
The amount of life cover can be decreasing if it is to cover a repayment mortgage or level if it is to cover an interest only mortgage.
It can also be paid as a tax free regular income rather than a lump sum if there is a need to provide an income for your family on your death rather than to provide a lump sum to pay off a mortgage for example.
However, whilst it cannot ease the pain, cash from a life insurance policy can help with the financial difficulties that can often arise as a result.
A life insurance policy pays out a tax free lump sum if you die during the term of the policy.
The amount of life cover can be decreasing if it is to cover a repayment mortgage or level if it is to cover an interest only mortgage.
It can also be paid as a tax free regular income rather than a lump sum if there is a need to provide an income for your family on your death rather than to provide a lump sum to pay off a mortgage for example.
If you are buying a property to live in or are already a homeowner then it is a legal requirement and a condition of your mortgage to have buildings insurance in place.
This ensures that in the event of fire, flood, subsidence, storms, lightning and many other perils, the structure of your home will be covered.
Key Financial Solutions has a large number of buildings insurance providers available in order to source a competitive and suitable insurance provider for your individual needs.
I can guide you through the optional extra's that are also available such as accidental damage, home emergency cover and legal expenses.
This ensures that in the event of fire, flood, subsidence, storms, lightning and many other perils, the structure of your home will be covered.
Key Financial Solutions has a large number of buildings insurance providers available in order to source a competitive and suitable insurance provider for your individual needs.
I can guide you through the optional extra's that are also available such as accidental damage, home emergency cover and legal expenses.
I have access to one of the UK's leading debt solutions companies that I can refer you to.
If you have not yet made a Will or wish to update your current Will then I can refer you to a member of the Society of Will writers and the Institute of Professional Will Writers.
If you would like to review your pension arrangements or start a pension for the first time then I can refer you to a suitably qualified adviser.
If you are buying a house or looking to remortgage, I have internet based solicitors who tend to be cheaper than high street equivalents and deal with all the paperwork by phone, post and emails meaning you don't have to take time off work for meetings etc.
If you have not yet made a Will or wish to update your current Will then I can refer you to a member of the Society of Will writers and the Institute of Professional Will Writers.
If you would like to review your pension arrangements or start a pension for the first time then I can refer you to a suitably qualified adviser.
If you are buying a house or looking to remortgage, I have internet based solicitors who tend to be cheaper than high street equivalents and deal with all the paperwork by phone, post and emails meaning you don't have to take time off work for meetings etc.
If you would like to arrange an appointment or for an initial chat, then please feel free to call the office on 01865 580670 or you can call Danielle's mobile 07824 376044.
Alternatively please send an email to danielle@key-financialsolutions.co.uk.
Email communications are not secure and for this reason Key Financial Solutions cannot guarantee the security of the email, its contents or that it remains virus free once sent.
We will use your name, email address and contact number ('personal information') to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with Tenet.
Alternatively please send an email to danielle@key-financialsolutions.co.uk.
Email communications are not secure and for this reason Key Financial Solutions cannot guarantee the security of the email, its contents or that it remains virus free once sent.
We will use your name, email address and contact number ('personal information') to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with Tenet.
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