I have been based in and around the Bournemouth, Poole & Wimborne area since 1984. In this time Bournemouth has grown and its economy is primarily in the service sector which employs over 90% of the local workforce. This increase in service-based companies has led to a significant increase in clients taking our Directors' & Officers' Liability Insurance as well as our Legal Expenses Insurance.
Tourism is also a crucial part of the local economy with many hotels, restaurants and entertainment venues. These types of business are ideally suited to a range of our insurance services: such as Liability Insurance and Professional Indemnity Insurance. I often recommend Peter & Read Insurance to friends, family, as well as my own clients. Peter is a very approachable, and extremely knowledgeable within the insurance industry and he will always work hard to source the best options for each clients' individual needs.
As insurance brokers we have clients across the UK. Many of these are in Poole, Wimborne, Verwood & Ferndown and as a result we take an interest in the economy of the local area.
Tourism is also a crucial part of the local economy with many hotels, restaurants and entertainment venues. These types of business are ideally suited to a range of our insurance services: such as Liability Insurance and Professional Indemnity Insurance. I often recommend Peter & Read Insurance to friends, family, as well as my own clients. Peter is a very approachable, and extremely knowledgeable within the insurance industry and he will always work hard to source the best options for each clients' individual needs.
As insurance brokers we have clients across the UK. Many of these are in Poole, Wimborne, Verwood & Ferndown and as a result we take an interest in the economy of the local area.
Services
At Read Insurance Brokers Limited we treat our clients as we would like to be treated ourselves: as individuals.
We do not win business on the premise of excellent personal service, only to relegate clients to a second tier service thereafter.
We make the effort to get to know our clients' businesses thoroughly and we update each other by regular visits.
We are there when you need us - just a phone call away with direct access to key insurance personnel.
Since we are independently owned, we are not subject to the preferences of a remote management structure.
We do not win business on the premise of excellent personal service, only to relegate clients to a second tier service thereafter.
We make the effort to get to know our clients' businesses thoroughly and we update each other by regular visits.
We are there when you need us - just a phone call away with direct access to key insurance personnel.
Since we are independently owned, we are not subject to the preferences of a remote management structure.
A "Commercial Combined Insurance" package generally includes in a single policy most of the classes of insurance required by a premises-based business.
The sums insured are tailored to individual needs and the whole policy is built around standard sections.
Material Damage Insurance: This covers the physical assets of the business, such as the premises themselves, computers, plant and stock, in fact all physical assets other than vehicles.
Business Interruption Insurance: This protects the business against sudden downturns in turnover caused by an insured event.
The sums insured are tailored to individual needs and the whole policy is built around standard sections.
Material Damage Insurance: This covers the physical assets of the business, such as the premises themselves, computers, plant and stock, in fact all physical assets other than vehicles.
Business Interruption Insurance: This protects the business against sudden downturns in turnover caused by an insured event.
We do not insure individual vehicles, but we can arrange fleet insurance for any collection of road going motor vehicles in excess of three, provided they have a common owner.
Fleets can be made up of cars or commercial vehicles, tractors or tankers; in fact any type of road going vehicle.
Please note that we shall need the confirmed motor claims experience for the last three years from the insurer(s) concerned (not the broker) before any insurer will quote for a fleet.
We can obtain this for you.
Fleets can be made up of cars or commercial vehicles, tractors or tankers; in fact any type of road going vehicle.
Please note that we shall need the confirmed motor claims experience for the last three years from the insurer(s) concerned (not the broker) before any insurer will quote for a fleet.
We can obtain this for you.
We can insure your main home, a second home and homes abroad, but we are unable to assist with caravans or park homes.
There is a tendency for many large financial institutions to issue a "one size fits all" home insurance policy.
This may suit many people, but particularly for the larger home, a more bespoke approach is required.
Items such as ride-on mowers, high value sports equipment, wine collections, valuables and home workshops require special attention.
We will be happy to assist.
The above statement is not designed to act as a summary of cover, but is intended as a general guide only.
There is a tendency for many large financial institutions to issue a "one size fits all" home insurance policy.
This may suit many people, but particularly for the larger home, a more bespoke approach is required.
Items such as ride-on mowers, high value sports equipment, wine collections, valuables and home workshops require special attention.
We will be happy to assist.
The above statement is not designed to act as a summary of cover, but is intended as a general guide only.
In recent years we have witnessed a large increase in the amount of legal expenses insurance being purchased by business owners.
It is now possible to insure the cost of legal fees covering a wide variety of disputes such as employment, HMRC investigations, property disputes and contracts to name some examples.
Very often, a lack of affordability makes the prospect of legal representation a non-starter for many businesses.
With legal expenses insurance, this burden can be lifted.
The above statement is not designed to act as a summary of cover, but is intended as a general guide only.
It is now possible to insure the cost of legal fees covering a wide variety of disputes such as employment, HMRC investigations, property disputes and contracts to name some examples.
Very often, a lack of affordability makes the prospect of legal representation a non-starter for many businesses.
With legal expenses insurance, this burden can be lifted.
The above statement is not designed to act as a summary of cover, but is intended as a general guide only.
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