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If someone depends on you financially, Family Life Insurance could be important for you. After all, if you were no longer there to provide for your loved ones, the financial implications could be considerable. Smart Family Life Insurance helps to provide financial protection by providing a benefit amount to your family in the event of your death or to you, in the event you are diagnosed with terminal illness.

Guaranteed Life Insurance helps to provide peace of mind by paying your chosen benefit amount to your loved ones if you were to pass away. The benefit amount can be used to help with funeral costs, or other expenses such as outstanding bills, loans or credit cards. Find out more about Smart Life Insurance with our easy to understand information pack.

We will post this to you for FREE, and it includes important things to consider when buying life insurance. The gentleman was very helpful. He went through all of the different policies until we found one that was suitable for me. Then he went through all the ins and outs of what's expected.
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Smart Insurance offers a range of life Insurance products that can help you quickly and easily take care of your life insurance needs.
We aim to make getting life insurance as uncomplicated as possible, with products that are straightforward and flexible, so you can find the right cover for your individual circumstances.
You can choose a modest benefit amount which could be ideal for final expenses and funeral costs, or opt for a more substantial benefit amount to help provide financial protection for your family's needs such as mortgage payments and household bills.
You can call our UK-based team FREE on 0800 977 6057.
For enquiries about an existing Smart Insurance policy, you can call our customer service team on 0800 458 6901.
Calls are free and we're open Monday to Friday from 9:00 am to 7:00 pm.
As soon as the claim is accepted, we will pay the benefit to the person who is legally entitled to it and we will refund any premiums paid between the date of diagnosis (or death) and the date the claim is paid.
We hope that you never have reason to complain, but if you do we will do our best to work with you to resolve it.
With Family Life Insurance, you are investing in peace of mind by helping to provide your family with financial support.
Our fully trained life insurance specialists can arrange your policy over the phone and once you are accepted, you'll be covered immediately.
You can apply for Family Life Insurance cover on its own, or you can combine it with our range of optional covers; Critical Illness cover, Children's cover or additional Accidental Death cover.
With our Age Based policy, you can keep it for the whole of your life, rather than deciding on a fixed term.
We've collated the most commonly asked questions our customers ask us in a handy list below.
If you don't find the answer you're looking for, you can chat to us FREE on 0800 977 6057.
Smart Family Life Cover provides cover to help fill the financial gap for your family if the worst were to happen and they were suddenly left without you to provide for them.
If you are the main breadwinner in the family, it's important to make sure that your family would have adequate funds to ensure that the dreams you have for your family are not jeopardised if you were no longer there.
As a Smart Family Life Insurance policy holder, you'll also get back 10% of your first year's premiums which will automatically be paid within 14 working days of your 12th successful monthly premium payment.
It's simply our way of saying thank you for choosing Smart Insurance.
When you first take out your new policy we will send you a Will Kit, a convenient way to help put your affairs in order.
Automatic 5% benefit amount increase.
Age Based policies can boost your benefit amount by 5% each year, over 10 years, with no further health or lifestyle questions For greater peace of mind, you can add optional Critical Illness cover, Children's cover or additional Accidental Death cover.
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