Summers Financial Services are committed to finding the best deals available that are tailored to our individual clients needs. We offer honest impartial advice. We do not charge clients any fees. We receive all income from the mortgage lenders or insurance providers. Summers Financial Services aim is to provide excellent customer service with advice that is explained clearly with no jargon or patronising talk.
We hope that every client is so impressed with the level of the service they receive that they have no hesitation in recommending us to their family and friends.
We hope that every client is so impressed with the level of the service they receive that they have no hesitation in recommending us to their family and friends.
Services
Summers Financial Services (NE) Ltd is a company run by Ian and Clare Summers.
It was formally called Coastal Financial Services Ltd.
Between them both they have almost 40 years experience in the property, mortgage and financial sector and extensive knowledge of the North-East and National mortgage markets.
Ian holds full CEmap and FPC qualifications which are the benchmark for providing professional advice.
Whether you are looking to buy your first home or your current mortgage rate is coming to an end we can search the mortgage market for you and tailor a deal to suit your own personal needs.
It was formally called Coastal Financial Services Ltd.
Between them both they have almost 40 years experience in the property, mortgage and financial sector and extensive knowledge of the North-East and National mortgage markets.
Ian holds full CEmap and FPC qualifications which are the benchmark for providing professional advice.
Whether you are looking to buy your first home or your current mortgage rate is coming to an end we can search the mortgage market for you and tailor a deal to suit your own personal needs.
When you are thinking of buying a property, a good first place to start is by finding out the maximum amount you can borrow, and getting an idea of how much this will cost.
We would recommend that you get this information before you start house hunting.
Remember that you need to know how much the mortgage will cost per month rather than just the maximum you can borrow.
This simple calculator will give you a rough guide to the maximum mortgage that a lender will permit you to have.
This is a greatly simplified system and could vary by as much as 25% higher or lower, but it provides a good starting point.
We would recommend that you get this information before you start house hunting.
Remember that you need to know how much the mortgage will cost per month rather than just the maximum you can borrow.
This simple calculator will give you a rough guide to the maximum mortgage that a lender will permit you to have.
This is a greatly simplified system and could vary by as much as 25% higher or lower, but it provides a good starting point.
This information does not contain all of the detail you would need to choose a mortgage.
Make sure you read your individual Key Facts Illustration (KFI) or the new European Standardised Information Sheet (ESIS) before your make a decision.
A KFI or ESIS gives you tailored information, based on a particular mortgage and the level of lending you require, which is important to help you make your decision.
This includes associated rates and fees, the overall cost of the mortgage and your monthly payments.
Make sure you read your individual Key Facts Illustration (KFI) or the new European Standardised Information Sheet (ESIS) before your make a decision.
A KFI or ESIS gives you tailored information, based on a particular mortgage and the level of lending you require, which is important to help you make your decision.
This includes associated rates and fees, the overall cost of the mortgage and your monthly payments.
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