At Infinite Financial Services Ltd we believe in offering you a first rate face to face service, and the assurance that you are receiving the most suitable advice which has been tailored to your individual needs, whilst ensuring that we have listened to your requirements. Our aim is to help clients achieve security and peace of mind by offering Whole of Market mortgage advice with an honest approach.
Our expertise and knowledge extends to more than 40 years of combined industry experience. We offer products from the whole of the mortgage market including exclusives deals available only to members of our network Quilter Financial Planning. We also offer a full range of insurance services from a panel of lenders to suit your every need, whether it be to protect your home, life or business should the worst happen.
We believe that it is important for both clients and our company to have a long term mutually beneficial relationship, which is built on trust and respect. This can only be achieved by us providing a professional and ethical approach.
Our expertise and knowledge extends to more than 40 years of combined industry experience. We offer products from the whole of the mortgage market including exclusives deals available only to members of our network Quilter Financial Planning. We also offer a full range of insurance services from a panel of lenders to suit your every need, whether it be to protect your home, life or business should the worst happen.
We believe that it is important for both clients and our company to have a long term mutually beneficial relationship, which is built on trust and respect. This can only be achieved by us providing a professional and ethical approach.
Services
Find out about our professional and experienced team - who they are, how they can help you and how you can contact them.
Ian and Farzad set up Infinite Financial Services Ltd in 2010.
Ian has worked in the financial services industry for the past 25 years, the last 20 of which specialising as a mortgage and protection advisor.
Ian prides himself on providing an honest and professional service to his clients.
Over the years Ian has successfully helped many families and individuals achieve their dreams of home ownership.
Ian and Farzad set up Infinite Financial Services Ltd in 2010.
Ian has worked in the financial services industry for the past 25 years, the last 20 of which specialising as a mortgage and protection advisor.
Ian prides himself on providing an honest and professional service to his clients.
Over the years Ian has successfully helped many families and individuals achieve their dreams of home ownership.
A mortgage is a 'secured' loan, which means that the loan is secured against the property being purchased until the mortgage is paid off.
Sources of residential mortgages include high street banks, building societies and other types of less well known financial institutions.
Mortgage providers follow a set of rules and procedures when deciding whether or not they will agree to provide a mortgage to purchase a residential property.
Although different lenders apply different lending criteria, the amount a potential buyer can expect to borrow of a property's purchase price is determined solely by the mortgage provider's requirements.
Sources of residential mortgages include high street banks, building societies and other types of less well known financial institutions.
Mortgage providers follow a set of rules and procedures when deciding whether or not they will agree to provide a mortgage to purchase a residential property.
Although different lenders apply different lending criteria, the amount a potential buyer can expect to borrow of a property's purchase price is determined solely by the mortgage provider's requirements.
Once your mortgage application has been accepted in principal, you may have the option of deciding how you repay the loan: on a 'repayment' basis, or on an 'interest only' basis.
With a repayment mortgage your monthly repayments cover both capital and interest on the loan.
As the term continues, the amount outstanding on the loan reduces so the full amount of the loan will have been repaid at the end of the term as long as you have made all your payments on time.
No other repayment vehicle is needed and it avoids the risk of investing (e.g. in the stock market).
With a repayment mortgage your monthly repayments cover both capital and interest on the loan.
As the term continues, the amount outstanding on the loan reduces so the full amount of the loan will have been repaid at the end of the term as long as you have made all your payments on time.
No other repayment vehicle is needed and it avoids the risk of investing (e.g. in the stock market).
The prospect of buying your first home could be both daunting and confusing.
Our aim is to guide you through the process from start to finish so that you understand exactly what the purchase entails and how much it will cost.
The mortgage market changes all the time, not just in terms of mortgage deals and regulation but also in the way lenders assess loan applications.
Some of the changes have been in the way mortgage lenders assess the suitability of all clients for the different types of loan on offer.
Our aim is to guide you through the process from start to finish so that you understand exactly what the purchase entails and how much it will cost.
The mortgage market changes all the time, not just in terms of mortgage deals and regulation but also in the way lenders assess loan applications.
Some of the changes have been in the way mortgage lenders assess the suitability of all clients for the different types of loan on offer.
Whether you are looking at consolidating your debts, raising money for home improvements, looking for a better monthly payment than you currently have, or want to restructure the terms of your current loan, we can help.
Remortgaging can help your financial health in many ways.
In simple terms, remortgaging involves moving your current mortgage to a new arrangement, arranged either with your existing lender or with a new lender.
Many borrowers choose to review their mortgage every few years in order to take advantage of the new rates on offer.
Remortgaging can help your financial health in many ways.
In simple terms, remortgaging involves moving your current mortgage to a new arrangement, arranged either with your existing lender or with a new lender.
Many borrowers choose to review their mortgage every few years in order to take advantage of the new rates on offer.
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