We provide the very best mortgage and insurance advice as well as a first class service, saving you both time and money. Arrange the whole range property-related insurances, including life assurance, critical illness insurance, income protection, home insurance - buildings and contents insurance etc. We have offices in Wetherby and we cover the whole of Yorkshire including Harrogate, Leeds and York, as well as all surrounding towns and villages.
Whether you would like to meet in one of our offices or at your home, at lunchtime, evenings or weekends, we are happy fit around your requirements - our aim is to make the whole process easy for you! There may be a fee for the advice given, the exact amount will depend upon your circumstances but we estimate it will be no more than 295. In the majority of cases there is no fee at all.
We always aim to provide a high quality service to our customers. However if you encounter any problems and we are unable to resolve them, you can take your complaint to an independent Ombudsman.
Whether you would like to meet in one of our offices or at your home, at lunchtime, evenings or weekends, we are happy fit around your requirements - our aim is to make the whole process easy for you! There may be a fee for the advice given, the exact amount will depend upon your circumstances but we estimate it will be no more than 295. In the majority of cases there is no fee at all.
We always aim to provide a high quality service to our customers. However if you encounter any problems and we are unable to resolve them, you can take your complaint to an independent Ombudsman.
Services
Fully CeMAP qualified, Richard's background is in mortgage advice and life assurance, having many years' experience in both.
Richard looks after the mortgage and insurance operations and is very hands on, advising on all types of mortgage, remortgage and life assurance.
Richard also has vast experience in dealing with debt problems, advising on the best way out of a difficult situation and leading clients on their recovery to better financial health.
A keen sportsman, Richard finds it difficult to actually play much sport these days, however he does watch a lot on TV!
Richard looks after the mortgage and insurance operations and is very hands on, advising on all types of mortgage, remortgage and life assurance.
Richard also has vast experience in dealing with debt problems, advising on the best way out of a difficult situation and leading clients on their recovery to better financial health.
A keen sportsman, Richard finds it difficult to actually play much sport these days, however he does watch a lot on TV!
There are many different types of mortgage and remortgage - fixed rates, trackers, variable, discounts, interest only and repayment.
If the mortgage that you're looking for is not mentioned in this section, please get in touch and we'll be happy to explain more about that particular mortgage.
Mayfield Mortgages have access to a whole range of lenders so we can compare the majority of the mortgages available to find the best one that suits you.
We also get "broker exclusives" which are great deals only available to us.
If the mortgage that you're looking for is not mentioned in this section, please get in touch and we'll be happy to explain more about that particular mortgage.
Mayfield Mortgages have access to a whole range of lenders so we can compare the majority of the mortgages available to find the best one that suits you.
We also get "broker exclusives" which are great deals only available to us.
Buy To let property can be an investment for your future, although there is no guarantee of future performance in any investment market.
We can explain the relative merits of buy to let and advise on and help arrange the funds you might need to purchase a buy to let property or remortgage an existing buy to let property.
Whatever size your property portfolio, whatever your personal income, purchase price/property value deposit/equity and rental income, give us a call and we can explain the options available and find the best possible mortgage.
We can explain the relative merits of buy to let and advise on and help arrange the funds you might need to purchase a buy to let property or remortgage an existing buy to let property.
Whatever size your property portfolio, whatever your personal income, purchase price/property value deposit/equity and rental income, give us a call and we can explain the options available and find the best possible mortgage.
We appreciate how important it is to get on the housing ladder, however with prices so high, we understand how difficult it is for first time buyers to make this step and we've helped many with their first mortgage home finance.
Essentially, the bigger the deposit the better - the more choice there will be and the lower the interest rate and set up costs.
However, if you don't have much of a deposit, there are sometimes ways of getting around this through vendor gifted deposits, guarantor mortgages, shared equity or shared ownership schemes.
Essentially, the bigger the deposit the better - the more choice there will be and the lower the interest rate and set up costs.
However, if you don't have much of a deposit, there are sometimes ways of getting around this through vendor gifted deposits, guarantor mortgages, shared equity or shared ownership schemes.
In the early to middle stages of your life it is important to move up the housing ladder to ensure you have the appropriate property for your requirements.
If you've built up some equity in your current property it is relatively easy to borrow additional funds to help you purchase your next - perhaps in a quieter neighbourhood, with another bedroom or just a bigger garden for those growing kids!
Generally speaking, as your equity increases, you have greater choice of lender, you can borrow more and at a lower interest rate.
If you've built up some equity in your current property it is relatively easy to borrow additional funds to help you purchase your next - perhaps in a quieter neighbourhood, with another bedroom or just a bigger garden for those growing kids!
Generally speaking, as your equity increases, you have greater choice of lender, you can borrow more and at a lower interest rate.
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