Midland Business Insurance provides bespoke protection services and vital insurance products for businesses and the individuals. Whether you're looking to ensure staff or key individuals, we have the knowledge to find the right policy for you! Because every business is different, we don't provide off-the-shelf policies. Our aim is to fully protect your business and its people, in a way that aligns with where you are now and where you want to be in the future.
We get to know you and your organisation to ensure your business is protected against every eventuality. We will also help you to create a sound succession strategy to safeguard your business for the long term. We get to know your business to fully understand all of the possible risks and threats that have the potential to undermine your business.
We put the necessary protection and procedures in place in the event that of key personnel or directory become critically ill or pass away. We offer additional covers like protection for stock, business interruption and equipment, to help keep your trade going if you hit a crisis.
We get to know you and your organisation to ensure your business is protected against every eventuality. We will also help you to create a sound succession strategy to safeguard your business for the long term. We get to know your business to fully understand all of the possible risks and threats that have the potential to undermine your business.
We put the necessary protection and procedures in place in the event that of key personnel or directory become critically ill or pass away. We offer additional covers like protection for stock, business interruption and equipment, to help keep your trade going if you hit a crisis.
Services
Midland Business Insurance was created as a response to a lack of ongoing support for businesses when it came to protection and succession planning.
Led by our Managing Director and Insurance Adviser Phil Izzard, we offer a tailored approach to business protection by focusing on the long-term objectives of a business, rather than simply selling off-the-shelf plans and policies.
Phil started his career in financial services back in 2004 and has worked in regulated roles including banking and customer service (Alliance & Leicester).
Led by our Managing Director and Insurance Adviser Phil Izzard, we offer a tailored approach to business protection by focusing on the long-term objectives of a business, rather than simply selling off-the-shelf plans and policies.
Phil started his career in financial services back in 2004 and has worked in regulated roles including banking and customer service (Alliance & Leicester).
We ensure our homes, the contents, our cars and even our pets!
That's because we know that if something went wrong, it would cost A LOT to put it right.
If you were to suddenly stop receiving your income because of illness, a major accident or death, would you be able to maintain the lifestyle that you and your family have become accustomed to?
There are 100s of different insurances available that provide financial protection.
However, off the shelf policies are often confusing and the market can be hard and laborious to navigate.
That's because we know that if something went wrong, it would cost A LOT to put it right.
If you were to suddenly stop receiving your income because of illness, a major accident or death, would you be able to maintain the lifestyle that you and your family have become accustomed to?
There are 100s of different insurances available that provide financial protection.
However, off the shelf policies are often confusing and the market can be hard and laborious to navigate.
Group Life insurance is commonly known as a "death in service" policy.
If one of your employees were to pass away, their family would receive a cash lump sum, which could be crucial for their finances at such a critical time.
As an employer, you would take out this cover for your employees.
Usually, this cover is taken as a percentage of your employees' salary in the form of an employee benefit.
As a business, you can also claim tax relief for providing Group Life Cover.
We work with a number of exceptional experts, which means we will look at a range of products to source a suitable policy for your business needs.
If one of your employees were to pass away, their family would receive a cash lump sum, which could be crucial for their finances at such a critical time.
As an employer, you would take out this cover for your employees.
Usually, this cover is taken as a percentage of your employees' salary in the form of an employee benefit.
As a business, you can also claim tax relief for providing Group Life Cover.
We work with a number of exceptional experts, which means we will look at a range of products to source a suitable policy for your business needs.
With the increasing burden placed on the NHS, insuring your health has become an important part of business protection.
Critical Illness - pays out a lump sum when someone is diagnosed with a serious life-threatening condition, such as cancer, a heart attack or stroke.
If you're not sure when you will return to work, you can use this money to pay your mortgage and household bills.
Again, this can be included as part of your employees' benefit package, but at the very least, we recommend business owners and director-shareholders consider this type of policy as part of their protection strategy.
Critical Illness - pays out a lump sum when someone is diagnosed with a serious life-threatening condition, such as cancer, a heart attack or stroke.
If you're not sure when you will return to work, you can use this money to pay your mortgage and household bills.
Again, this can be included as part of your employees' benefit package, but at the very least, we recommend business owners and director-shareholders consider this type of policy as part of their protection strategy.
Many businesses focus on insuring their premises, equipment and stock, but fail to protect their greatest assets: their people.
What would happen to your business if you lost someone who plays a vital role in running your operations?
Key Person Insurance is designed to minimise the impact of losing a key member of staff or a director.
The policy pays out a cash lump sum to ease the financial pressure placed on your business.
It can be used to cover the costs of finding a replacement and ensures your business can still run smoothly during a difficult and stressful time.
What would happen to your business if you lost someone who plays a vital role in running your operations?
Key Person Insurance is designed to minimise the impact of losing a key member of staff or a director.
The policy pays out a cash lump sum to ease the financial pressure placed on your business.
It can be used to cover the costs of finding a replacement and ensures your business can still run smoothly during a difficult and stressful time.
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