Save a fortune on your motor trade insurance with i4MT. Whether you're a sole trader or a limited company - we can help you to save up to 25% today! An all-in-one package for mechanics - covering road risks, liability, your tools and more! The most basic level of cover for those who buy, sell and trade cars and motorbikes from home. Bespoke Motor Traders insurance policies; custom-tailored to the individual needs and requirements of your business.
We work with some of the biggest names in the UK; such as Tradewise, Tradex, Liverpool Victoria and Alpha. Every year, we quote you an up-to-date price and give you the chance to automatically renew your policy. Motor Trade Insurance is a necessity for anybody who operates in the buying, selling or repairing of vehicles in a commercial capacity. This definition extends far and wide, and covers most professions that actively deal with vehicles - such as car dealers, mechanics, valeters, tyre fitters and car washes.
There are two forms of traders insurance - combined premises and road risks insurance.
We work with some of the biggest names in the UK; such as Tradewise, Tradex, Liverpool Victoria and Alpha. Every year, we quote you an up-to-date price and give you the chance to automatically renew your policy. Motor Trade Insurance is a necessity for anybody who operates in the buying, selling or repairing of vehicles in a commercial capacity. This definition extends far and wide, and covers most professions that actively deal with vehicles - such as car dealers, mechanics, valeters, tyre fitters and car washes.
There are two forms of traders insurance - combined premises and road risks insurance.
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Road Risk Insurance is the basic form of motor trade insurance mandated by law.
If you work on vehicles that are not owned by you, if you deal in second hand and brand new vehicles or buy vehicles at an auction for the purpose of reselling them, you need a road risk policy as a minimum to satisfy the legal requirements of motor trade.
Usually, those who operate from their home, either on a part-time or full-time basis, need a road risk insurance.
However, depending on your business premises, the number of employees you have, kind of vehicles you deal with and the nature of your motor trade business, you can take a more comprehensive customized cover that includes road risk insurance and several other additional policies.
If you work on vehicles that are not owned by you, if you deal in second hand and brand new vehicles or buy vehicles at an auction for the purpose of reselling them, you need a road risk policy as a minimum to satisfy the legal requirements of motor trade.
Usually, those who operate from their home, either on a part-time or full-time basis, need a road risk insurance.
However, depending on your business premises, the number of employees you have, kind of vehicles you deal with and the nature of your motor trade business, you can take a more comprehensive customized cover that includes road risk insurance and several other additional policies.
Anyone can become a car trader.
Whether you prefer buying at auctions, scouring second hand listings or stocking brand new cars, you can become a car dealer even without a proper business address!
You can begin from your home though eventually, you should move into a commercial property.
Regardless of the kind of trader you are, you still need car traders policy to conduct business in the UK legally.
After all, any vehicle driven on a public road must always have third party insurance as the bare minimum.
Whether you prefer buying at auctions, scouring second hand listings or stocking brand new cars, you can become a car dealer even without a proper business address!
You can begin from your home though eventually, you should move into a commercial property.
Regardless of the kind of trader you are, you still need car traders policy to conduct business in the UK legally.
After all, any vehicle driven on a public road must always have third party insurance as the bare minimum.
As a mechanic, you fix problems, repair damages and provide a holistic service to customers.
You may run your operations on your private property, have a mobile van or rent a garage.
You may even have tools and equipment that cost thousands of pounds and some that are small but just as important.
The question is, what have you done to protect the important aspects of your business?
Let's face it, the chances of a mishap or accident are high.
Theft, fire, accidents at the workplace or out on the road are highly possible.
You may run your operations on your private property, have a mobile van or rent a garage.
You may even have tools and equipment that cost thousands of pounds and some that are small but just as important.
The question is, what have you done to protect the important aspects of your business?
Let's face it, the chances of a mishap or accident are high.
Theft, fire, accidents at the workplace or out on the road are highly possible.
Valeters Insurance is a necessity for anybody who operates a business primarily specialising in the valeting of customer vehicles.
If you carry out valets on customer cars, then you'll often need to have coverage in place to protect yourself and your business.
The unfortunate reality is that more insurers charge a high premium for valeting insurance - for many reasons such as the industry is mostly unregulated.
Insurers often don't have enough statistics to go off either - and their prices are usually based on the fact that "anything can happen" when you're conducting business.
If you carry out valets on customer cars, then you'll often need to have coverage in place to protect yourself and your business.
The unfortunate reality is that more insurers charge a high premium for valeting insurance - for many reasons such as the industry is mostly unregulated.
Insurers often don't have enough statistics to go off either - and their prices are usually based on the fact that "anything can happen" when you're conducting business.
Car washes are a popular motor trade that is less reliant on location and other factors.
However, a car wash will almost always need a large place and expensive equipment.
Customers drive their vehicles in or leave them at the car wash.
Naturally, there are many risks associated with a car wash, such as natural disasters, fire, theft, accidents, equipment failure, and injury.
A car wash insurance can help mitigate some of the risk, if not all.
Automated car washes rely heavily on machines and tools.
However, a car wash will almost always need a large place and expensive equipment.
Customers drive their vehicles in or leave them at the car wash.
Naturally, there are many risks associated with a car wash, such as natural disasters, fire, theft, accidents, equipment failure, and injury.
A car wash insurance can help mitigate some of the risk, if not all.
Automated car washes rely heavily on machines and tools.
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