We provide truly holistic independent financial advice and create a lifetime financial plan to secure the best possible future for you and your family. As independent mortgage advisers our role is to search for, compare and offer you a choice between the various options that meet your requirements. Mather and Murray Financial believe all customers should be able to access quality advice no matter what their circumstances.
It's unfair that many banks and building societies no longer provide an advice service to their clients, and it's unfair that many independent firms only advise wealthy customers. We use state of the art technology and services to provide our clients with the best possible advice, treat our customers fairly and provide the best possible service from your adviser.
You can access your information and up to date policy information live via our client portal and message your adviser securely and expect a prompt response. Insurance is a way of protecting yourself and your belongings against a particular adverse event.
It's unfair that many banks and building societies no longer provide an advice service to their clients, and it's unfair that many independent firms only advise wealthy customers. We use state of the art technology and services to provide our clients with the best possible advice, treat our customers fairly and provide the best possible service from your adviser.
You can access your information and up to date policy information live via our client portal and message your adviser securely and expect a prompt response. Insurance is a way of protecting yourself and your belongings against a particular adverse event.
Services
Your home is, most likely, your most valuable possessions.
All of your belongings, memories and comforts.
Therefore, it makes sense that ensuring it is fully secure is one of the most important things you can do.
Theft, damage and natural disasters occurring can impact our lives and destroy our homes in more ways than one.
To protect yourself and your family should any of these issues occur, you'll nee home insurance.
While there is no legal requirement for home insurance, if you are looking to obtain a mortgage or are re-mortgaging, providers might insist that you at least take out buildings cover as a condition of lending to you.
All of your belongings, memories and comforts.
Therefore, it makes sense that ensuring it is fully secure is one of the most important things you can do.
Theft, damage and natural disasters occurring can impact our lives and destroy our homes in more ways than one.
To protect yourself and your family should any of these issues occur, you'll nee home insurance.
While there is no legal requirement for home insurance, if you are looking to obtain a mortgage or are re-mortgaging, providers might insist that you at least take out buildings cover as a condition of lending to you.
Finding a competitive residential or buy-to-let mortgage from among the 10,000+ typically available in the market today can be a very time consuming and frustrating experience.
Where once you would head straight to your high street to organize a mortgage, today banks and building societies have a relatively limited range of offerings, are always driven by their sales targets, and are generally not authorised to give advice.
Comparison websites only show a small part of the picture and as such professional, independent mortgage advisers use specific software for the job, but never use consumer comparison websites to make a recommendation.
Where once you would head straight to your high street to organize a mortgage, today banks and building societies have a relatively limited range of offerings, are always driven by their sales targets, and are generally not authorised to give advice.
Comparison websites only show a small part of the picture and as such professional, independent mortgage advisers use specific software for the job, but never use consumer comparison websites to make a recommendation.
When dealing with the high-demand property market, it's easy to become overwhelmed.
Finding the right property can be a tough enough task, without taking into account the extra hassle of dealing with estate agents and solicitors, never mind having to find and sort out a mortgage!
That's where Mather & Murray Financial can help you.
Based in Wiltshire, we are a highly knowledgeable whole of market broker with 10 years industry experience.
We have firsthand experience and knowledge of the property market.
Finding the right property can be a tough enough task, without taking into account the extra hassle of dealing with estate agents and solicitors, never mind having to find and sort out a mortgage!
That's where Mather & Murray Financial can help you.
Based in Wiltshire, we are a highly knowledgeable whole of market broker with 10 years industry experience.
We have firsthand experience and knowledge of the property market.
If you're thinking about buying your first home, there's a lot to consider.
Finding the right location and the right property are only part of the process; working out the financial side of things is equally, if not more, important.
Here is a rundown of some of the things you'll need to think about when taking out your first mortgage.
When consider what property to buy, and your financing options, it's important to remember that mortgage lenders will generally only lend 90 to 95 per cent of the house purchase price.
Finding the right location and the right property are only part of the process; working out the financial side of things is equally, if not more, important.
Here is a rundown of some of the things you'll need to think about when taking out your first mortgage.
When consider what property to buy, and your financing options, it's important to remember that mortgage lenders will generally only lend 90 to 95 per cent of the house purchase price.
Many of us have changed one or more financial arrangements from an existing provider to another company to take advantage of a better deal.
It could be for a better savings interest rate, a lower credit card rate or to save money on home or car insurance.
And yet a lot of people never consider doing the same thing with what may be their largest single monthly expenditure - their mortgage.
When you first take out a mortgage, there's a tendency to think of your relationship with the mortgage lender as being a long-term arrangement even though most mortgage deals usually tie you to that lender for no more than three to five years.
It could be for a better savings interest rate, a lower credit card rate or to save money on home or car insurance.
And yet a lot of people never consider doing the same thing with what may be their largest single monthly expenditure - their mortgage.
When you first take out a mortgage, there's a tendency to think of your relationship with the mortgage lender as being a long-term arrangement even though most mortgage deals usually tie you to that lender for no more than three to five years.
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