Our experienced team are available to offer you a high quality service in both commercial and personal lines insurance. Spence Insurance are Independent Insurance Brokers based in the Central Belt. The Spence family have been in the business for over 30 years and have been trading in the Bathgate premises for over 15 years. Authorised and regulated by the Financial Conduct Authority in respect of Insurance Mediation Activities.
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All policies contain conditions dealing with the notification of claims which you should familiarise yourself with.
As a minimum you are required to report any event that might result in a claim and all subsequent developments as soon as possible, some events / policies have more specific time limits.
We have therefore summarised below certain key issues for your guidance and to assist with the efficient handling of your claims.
Immediately notify and provide available details of any event that could give rise to a claim under your policy.
As a minimum you are required to report any event that might result in a claim and all subsequent developments as soon as possible, some events / policies have more specific time limits.
We have therefore summarised below certain key issues for your guidance and to assist with the efficient handling of your claims.
Immediately notify and provide available details of any event that could give rise to a claim under your policy.
Although Spence Insurance Services Ltd are predominately Commercial Brokers we do have an specially negotiated motor facility with Norwich Union where we can offer very competitive premiums for our commercially connected clients, associates, employees etc.
To find out how we can help you please contact our dedicated Personal Lines Team on 01506 632055.
Authorised and regulated by the Financial Conduct Authority in respect of Insurance Mediation Activities.
To find out how we can help you please contact our dedicated Personal Lines Team on 01506 632055.
Authorised and regulated by the Financial Conduct Authority in respect of Insurance Mediation Activities.
Spence Insurance have a specially negotiated facility with Markel International Insurance Company Limited.
Statistics show most employers are more likely to have an employment claim than a property or third party general liability claim.
Employment disputes are becoming more frequent and more costly providing one of the fastest growing areas of corporate liability.
Many companies struggle to get to grips with the ever increasing employment legislation and, however good intentioned, a harmless interview, an employee's request or just a bad day at the office can frequently lead to a costly employment claim.
Statistics show most employers are more likely to have an employment claim than a property or third party general liability claim.
Employment disputes are becoming more frequent and more costly providing one of the fastest growing areas of corporate liability.
Many companies struggle to get to grips with the ever increasing employment legislation and, however good intentioned, a harmless interview, an employee's request or just a bad day at the office can frequently lead to a costly employment claim.
In business, you have to move with the times or get left behind.
That's why AXA has developed a Management Liability Policy that's tailored to meet the needs of your business or organisation.
So if you or your organisation are facing a claim or investigation, you have the reassurance of knowing that you have the right cover.
Authorised and regulated by the Financial Conduct Authority in respect of Insurance Mediation Activities.
That's why AXA has developed a Management Liability Policy that's tailored to meet the needs of your business or organisation.
So if you or your organisation are facing a claim or investigation, you have the reassurance of knowing that you have the right cover.
Authorised and regulated by the Financial Conduct Authority in respect of Insurance Mediation Activities.
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