Established in 1995 we remain a local yet diverse insurance intermediary with clients around the UK and overseas. Our pride is in the individual service we provide to our clients at all times and the policies that we recommend to them. We ensure that the policy we recommend suits the client's requirements and provides the protection that they need.
Our site has been created as an introduction to our facilities with you in mind and to provide as wide a picture of our activities as possible. The world of insurance is vast and varied and we can help in a part of it. If you don't see what you seek then give us a call. DID YOU KNOW that Starbucks pays more on Health Insurance for its employees than it does for coffee that it purchases.
Our site has been created as an introduction to our facilities with you in mind and to provide as wide a picture of our activities as possible. The world of insurance is vast and varied and we can help in a part of it. If you don't see what you seek then give us a call. DID YOU KNOW that Starbucks pays more on Health Insurance for its employees than it does for coffee that it purchases.
Services
Oak Insurance Services have been established as an Independent Intermediary since 1995 arranging Insurance policies for individuals, families, small, medium and large clients ranging from local shops to multi national companies.
Since our first days as Insurance Consultants we have gone through many changes which have all contributed to our wealth of experience, dedication to our work and above all personal service to our clients.
We are authorised and regulated by the FCA and you can find us on the FCA Register Reference 313771.
Since our first days as Insurance Consultants we have gone through many changes which have all contributed to our wealth of experience, dedication to our work and above all personal service to our clients.
We are authorised and regulated by the FCA and you can find us on the FCA Register Reference 313771.
Experienced staff with a friendly nature are all part of our service.
We are always happy to guide you through procedures and help you to understand the products available to you.
We are proud of the service and support that we provide our clients in disputes and claims because your business is our business.
On most occasions we will attend your premises when the Insurer's Surveyor has been instructed to complete a Risk Assessment.
We will meet with the Surveyor and discuss his assessment in your presence so that all parties are clearly aware of what the risks are in the property or business and the requirements needed to rectify any potential risks.
We are always happy to guide you through procedures and help you to understand the products available to you.
We are proud of the service and support that we provide our clients in disputes and claims because your business is our business.
On most occasions we will attend your premises when the Insurer's Surveyor has been instructed to complete a Risk Assessment.
We will meet with the Surveyor and discuss his assessment in your presence so that all parties are clearly aware of what the risks are in the property or business and the requirements needed to rectify any potential risks.
Please read the following items carefully and if you have any questions or are unsure of how these may affect you then please contact us immediately.
If you are under-insured at the time of a loss then the full amount of any claim will not be paid and will therefore be settled proportionately.
Insurance policies are subject to average, whereby your claim will be reduced by the degree of under-insurance, whatever the size of the claim and not just for major losses.
For buildings and contents/machinery, the actual rebuild or replacement cost is higher than the declared value on the schedule.
If you are under-insured at the time of a loss then the full amount of any claim will not be paid and will therefore be settled proportionately.
Insurance policies are subject to average, whereby your claim will be reduced by the degree of under-insurance, whatever the size of the claim and not just for major losses.
For buildings and contents/machinery, the actual rebuild or replacement cost is higher than the declared value on the schedule.
If you think that you may have a potential claim on your policy then you must first call our Office during normal working hours (09:30 a.m. to 05:30 p.m.) and report your details and circumstances.
If you discover the incident after normal working hours and feel that immediate action is required or require advice, then call our after hours number.
DID YOU KNOW that Michael Flatley, the famous Irish Dancer insured his legs for $25,000,000.
If you discover the incident after normal working hours and feel that immediate action is required or require advice, then call our after hours number.
DID YOU KNOW that Michael Flatley, the famous Irish Dancer insured his legs for $25,000,000.
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