Most people have two main protection needs that can be covered by life insurance - Mortgage & Family - Let Protection from Titanium Financial Services help you to protect what matters most. Business protection helps protect your business should the worse happen. We all insure our property, it is just common sense, so why do we not insure our businesses the same way?
Critical illness insurance gives you the peace of mind and funds you may need to pay for treatments, as well as for any other expenses you might deem necessary. The UK is one of the few places in the world that has a universal free health service, so why would anyone choose to pay privately for medical care? Home insurance is in essence the 'purchase of a promise, ' which assumes that, if an unforeseen event happens, you can rely upon the insurer to put the situation back to normal again.
Income protection pays out if you're unable to work due to accident or sickness. Alongside life insurance, income protection is a must-have insurance for most working adults, but one few of us currently have.
Critical illness insurance gives you the peace of mind and funds you may need to pay for treatments, as well as for any other expenses you might deem necessary. The UK is one of the few places in the world that has a universal free health service, so why would anyone choose to pay privately for medical care? Home insurance is in essence the 'purchase of a promise, ' which assumes that, if an unforeseen event happens, you can rely upon the insurer to put the situation back to normal again.
Income protection pays out if you're unable to work due to accident or sickness. Alongside life insurance, income protection is a must-have insurance for most working adults, but one few of us currently have.
Services
Titanium Financial Services is built on a simple philosophy that puts the client at the heart of all that we do.
We work closely with our clients to achieve their financial goals.
Our aim is to ensure you are made aware of the different types of protection cover available on the market and the benefits these can bring to you.
It can be difficult to understand what types of protection cover you need and what it all means.
That's where we can advise you on the right cover for you, taking into account your individual personal requirements, outgoings and lifestyle expectations.
We work closely with our clients to achieve their financial goals.
Our aim is to ensure you are made aware of the different types of protection cover available on the market and the benefits these can bring to you.
It can be difficult to understand what types of protection cover you need and what it all means.
That's where we can advise you on the right cover for you, taking into account your individual personal requirements, outgoings and lifestyle expectations.
The most basic type of life insurance is called term insurance.
With term insurance you choose the amount you want to be insured for and the period for which you want cover.
If you die within the term, the policy pays out to your beneficiaries.
If you don't die during the term, the policy doesn't pay out and the premiums you've paid are not returned to you.
There are two main types of term assurance to consider - level-term and decreasing-term insurance.
Sometimes a combination of the two is the best answer.
With term insurance you choose the amount you want to be insured for and the period for which you want cover.
If you die within the term, the policy pays out to your beneficiaries.
If you don't die during the term, the policy doesn't pay out and the premiums you've paid are not returned to you.
There are two main types of term assurance to consider - level-term and decreasing-term insurance.
Sometimes a combination of the two is the best answer.
Critical illness is more common than you think.
Cancer, multiple sclerosis, the need for an organ transplant, a stroke - these strike when least expected and can devastate not just your health, but also your family's finances.
But with critical illness insurance you can have the funds you need to pay for treatments, as well as for any other expenses you might deem necessary.
Critical Illness insurance will pay a specified lump sum upon the diagnosis of a serious illness that is covered in the policy.
Cancer, multiple sclerosis, the need for an organ transplant, a stroke - these strike when least expected and can devastate not just your health, but also your family's finances.
But with critical illness insurance you can have the funds you need to pay for treatments, as well as for any other expenses you might deem necessary.
Critical Illness insurance will pay a specified lump sum upon the diagnosis of a serious illness that is covered in the policy.
Family Income Benefit is an innovative type of life insurance product, which is useful and extremely good value when compared to some other types of life or health insurance.
As with term assurance policies, family income benefit policies provide cover on death if you die during the policy term.
But instead of a lump sum, it gives regular set payments (income) for the rest of the term of the contract.
Premiums remain level throughout, and if you live beyond the end of the policy there will be no pay out.
As with term assurance policies, family income benefit policies provide cover on death if you die during the policy term.
But instead of a lump sum, it gives regular set payments (income) for the rest of the term of the contract.
Premiums remain level throughout, and if you live beyond the end of the policy there will be no pay out.
Business protection helps protect your business should the worse happen.
We all insure our property, it is just common sense, so why do we not insure our businesses the same way?
Business protection can help make things right when things go wrong.
Key person insurance - also known as keyman insurance to provide a financial safety net to help ensure business continuity and protect profits.
Relevant life protection to provide death in service benefit to employees on an individual basis.
Business Protection Insurance provides an all-important safety net for all types of businesses.
We all insure our property, it is just common sense, so why do we not insure our businesses the same way?
Business protection can help make things right when things go wrong.
Key person insurance - also known as keyman insurance to provide a financial safety net to help ensure business continuity and protect profits.
Relevant life protection to provide death in service benefit to employees on an individual basis.
Business Protection Insurance provides an all-important safety net for all types of businesses.
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